Evolution of a 30-something

Hey Y'all! It's official! We did it! Megan and I have been working towards our goal of paying cash for a new (used) car and we finally pulled the trigger. We were ready to move up in car after I spent 10 years in my Pontiac G6. We purchased a 2017 Toyota RAV4 after watching the market for the last few months. This will be our new 'family' car that we use on weekends and primarily the car I drive taking Laney to daycare each day. We're working towards replacing Megan's car in the next year or so and will continue to be intentional about that being our next goal. First photo with the new (to us) car. Photo credit to our salesman, Edwin. I had said three to four years ago that I would never have another car payment in my life. While I believed it, there was still maybe a 10 percent feeling that made me think I would because of how normal and common car payments are. It would have been easy to have a car on payments or dip into our emergency fund to justify ...

Hey Y'all! I'm working on the consistency of the blog and I've been putting some ideas in place in terms of content. When thinking of where to start again, I thought it was important to get back to the beginning, the whole reason I started this blog. It was because I believed that I had discovered something life changing that I wanted to share with family, friends, and really anyone who would read it. The purpose was that I care about others and want them get more from life. This was all based on financial freedom. I honestly feel like we have the formula for living a much less stressful life and future in terms of finances, and I want to share it with  all of you . When I use the term 'financial freedom,' I use it as a term to describe the ability to not be chained by banks, loans, debt, and other items society tells us is necessary that really restricts our ability to have freedom. Megan introduced me to  Dave Ramsey  when we started working together and I didn...